“Get Your Own Health Insurance Then! I’m Done!”

“Get Your Own Health Insurance Then!  I’m Done!”
Employers are just plain worn-out by the annual renewal process.  And you might be surprised to know that health insurance carriers are too. Unless an employer gets a dream renewal, it takes a significant investment of time, effort and emotional energy to renew a healthplan.  And the carriers have to invest similarly in negotiations, rating alternative plan designs, assessing competitive...
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Brand Your Wellness Program for Fun and Engagement

Brand Your Wellness Program for Fun and Engagement
There isn’t a “one-size-fits-all” solution for wellness – so don’t be talked into buying one. Every employer is unique and every population is different. If you haven’t already, start implementing wellness within your employee benefits plan. Take small steps at first and look for easy “wins” to build momentum and engage employees. If you already have a wellness plan, challenge...
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Medical Loss Ratios and Extreme Couponing

Medical Loss Ratios and Extreme Couponing
Recent articles have been celebratory:  “Millions of consumers and small businesses will receive an estimated $1.3 billion in rebates from their health plans this summer under a provision of the health care law that effectively limits what insurers can charge for administration and profits!” (AP). A great deal has been written lately about employers receiving rebates from health insurance carriers...
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Sleep Less, Gain Weight

Sleep Less, Gain Weight
We’ve all heard about the importance of a good night’s sleep and now scientists have hard evidence to back that up.  A new study found that people who sleep less may eat more and gain weight. Scientists at the Mayo Clinic in Rochester, Minnesota studied a group of 17 volunteers between the ages of 18 and 40 for a week...
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