On A Path Toward Single-Payer

On A Path Toward Single-Payer
In a discussion this week of potential “red flags” to an investment in UnitedHealth Group (parent company of UnitedHealthcare), The Motley Fool, a financial investment advisory firm, warned, “Health care reform continues a path toward a single-payer model that leaves insurance firms at a competitive disadvantage.”  That’s an understatement. When the Patient Protection and Affordable Care Act (PPACA) was first...
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How to Expand the Care Continuum for Reduced Costs and Improved Outcomes

How to Expand the Care Continuum for Reduced Costs and Improved Outcomes
You’re sitting at home (or in your office) and you’re just not feeling well.  What do you do? The traditional options are:  Wait and see, take your temperature, make note of any other symptoms you have and jump on the internet to diagnosis yourself.  If you’re more than a little sick, you might schedule an appointment with your physician (hoping...
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Can We Afford “Blank Check” Healthcare?

Can We Afford “Blank Check” Healthcare?
In a health reform seminar my company sponsored recently, our keynote speaker, a renowned employee benefits attorney (and one of the few people who’ve actually read the 2,400+ pages of the Patient Protection and Affordable Care Act), made a curious comment that gets to the disconnect between what people think should be covered by health insurance versus how healthcare is...
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Defined Contribution Healthplans

Defined Contribution Healthplans
Interest in a defined contribution (DC) approach to employee benefits, especially health insurance, is growing.  Obviously, this is a strategy that forward-thinking employers will want to consider as these programs mature and outcomes data becomes available in the years to come. To help us understand what a DC approach might mean to health insurance, we can look to what occurred...
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“Get Your Own Health Insurance Then! I’m Done!”

“Get Your Own Health Insurance Then!  I’m Done!”
Employers are just plain worn-out by the annual renewal process.  And you might be surprised to know that health insurance carriers are too. Unless an employer gets a dream renewal, it takes a significant investment of time, effort and emotional energy to renew a healthplan.  And the carriers have to invest similarly in negotiations, rating alternative plan designs, assessing competitive...
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