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Home Town Hospital Makes Good!

Congratulations to Carroll Hospital Center for being ranked #1 in Overall Hospital Care in the State of Maryland by CareChex¹! The most surprising aspect of the CareChex report to me was the high ranking of smaller, rural hospitals versus the larger, more “prestigious” ones.  For example, the top 3 hospitals in the report were Carroll Hospital Center in Westminster, MD; St....
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Bread or Med™?

In 2003, the move toward High-deductible Health Insurance Plans (HDHPs) was given impetus by a provision in the Medicare Modernization Act granting tax preferences to funds set aside to pay for out-of-pocket medical expenses – conditional on enrollment in a plan having a minimum deductible of $1,000 for individuals and $2,000 for families. At the time, only 8% of privately...
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Four Lessons to Survive Healthcare

I had lunch today with my seventh grade English teacher – my favorite teacher of all time – an inspiration to me and the thousands of students he taught over the course of his 38-year career.  For the sake of anonymity, I call him “Mr. Lang” (not his real name). During the course of our lunch, Mr. Lang happened to...
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3 First Steps to the Employer’s Expanding Health Benefits Role

Mercer’s 2011 Workplace Survey has revealed several encouraging findings for those of us involved in managing healthcare plans.  Specifically, the survey found: Nearly 8 out of 10 employees say their benefits are one of the reasons they work where they do. 91% of employees said that getting health benefits through work is just as important as getting a salary. An increased...
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Walmart: Saving money. But will employees live better?

Yesterday, Reuters reported that Wal-Mart Stores, Inc. (Walmart), the nation’s largest private employer, has made three (3) significant changes to their employee benefits plan which will take effect January 1, 2012: Walmart will no longer offer health insurance to new part-time U.S. employees (those working less than 24 hours a week), Walmart will begin charging workers who use tobacco more...
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